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🌟 Essential Purchases and Desired Purchases: How to Find a Healthy Financial Balance 🌟

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💬 Money isn’t always lost through big purchases; often, it slips away because we don’t know how to prioritize. Do you really need that product or service, or do you simply want it? Learning to tell the difference is key to spending wisely. 🔍 Essential Purchases vs. Desired Purchases ✔️ Essential Purchases: These are indispensable expenses that are necessary to live with dignity. If these are not covered, they can seriously affect your health, safety, or ability to function in society. Key examples: • Food and water: Life is impossible without them. • Housing and shelter: They protect us and provide safety. • Medical care: Essential to maintain and restore health. • Basic transportation: Necessary to access work, education, and essential services. • Basic education: Empowers people and allows active participation in society. 👉 Essential purchases are non-negotiable. They must come first. ✔️ Desired Purchases (Non-Essential): These are things you would like to have be...